@article{refereed16,
  title = {Cyber Risk Modeling: A Discrete Multivariate Count Process Approach},
  author = {Lu, Yang and Zhang, Jinggong and Zhu, Wenjun},
  year = {2024},
  journal = {Scandinavian Actuarial Journal},
  volume = {2024},
  number = {6},
  pages = {625-655},
  doi = {10.1080/03461238.2023.2289374},
  url = {https://doi.org/10.1080/03461238.2023.2289374}
}